<?xml version="1.0" encoding="UTF-8"?> <rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title><![CDATA[Our Blog]]></title> <atom:link href="https://directionalbenefits.com/feed" rel="self" type="application/rss+xml" /> <link>https://directionalbenefits.com/blog/</link> <description><![CDATA[Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.]]></description> <lastBuildDate>Thu, 24 Oct 2024 09:42:05 -0400</lastBuildDate> <language>en-US</language> <sy:updatePeriod>weekly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>https://www.confluencysolutions.com</generator> <atom:link rel="hub" href="http://pubsubhubbub.appspot.com"/> <atom:link rel="hub" href="http://pubsubhubbub.superfeedr.com"/><item><title><![CDATA[RV Insurance Basics]]></title> <link>https://directionalbenefits.com/blog/rv-insurance-basics</link> <guid>https://directionalbenefits.com/blog/rv-insurance-basics</guid> <comments>https://directionalbenefits.com/blog/rv-insurance-basics#comments</comments> <description><![CDATA[Having adequate RV insurance is essential to protect your investment and peace of mind while traveling. As with auto insurance, your rates are based on the make and model of your RV, your driving history, and other factors. You may have the option to add RV coverage to your regular auto insurance, but this isn't always recommended. Because your RV is both a ]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-rv-insurance-2023.jpg" alt="An RV Driving down a scenic road" style="float:right;margin-left:10px;margin-bottom:5px;border:0px;" />Having adequate RV insurance is essential to protect your investment and peace of mind while traveling. As with auto insurance, your rates are based on the make and model of your RV, your driving history, and other factors. You may have the option to add RV coverage to your regular auto insurance, but this isn't always recommended. Because your RV is both a home and a vehicle, it may require specialized insurance to provide the right kind of coverage. Each person's RV insurance needs are unique, so choose a policy tailored to your specific requirements and budget.<br clear="both" /><a href="https://directionalbenefits.com/blog/rv-insurance-basics" class="cont_reading cont_reading_pad">Continue Reading...</a>]]></content:encoded><category><![CDATA[car insurance]]></category> <category><![CDATA[liability insurance]]></category> <category><![CDATA[outdoor safety]]></category> <category><![CDATA[recreational vehicles]]></category> <category><![CDATA[rv insurance]]></category> <category><![CDATA[uninsured motorist coverage]]></category> </item><item><title><![CDATA[Business: Outsourcing vs. Hiring]]></title> <link>https://directionalbenefits.com/blog/business-insurance-outsourcing-vs-hiring</link> <guid>https://directionalbenefits.com/blog/business-insurance-outsourcing-vs-hiring</guid> <comments>https://directionalbenefits.com/blog/business-insurance-outsourcing-vs-hiring#comments</comments> <description><![CDATA[For small business owners, hiring and managing employees can be a rewarding but stressful part of the job. During uncertain times, maybe you need extra help but are thinking twice about committing to an official employee. So when should you hire, and when might an independent contractor or outsourcing company be a better fit? Here are some tips to guide that]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-business-outsourcing-hiring.jpg" alt="Business: Outsourcing vs. Hiring" style="float:right;margin-left:10px;margin-bottom:5px;border:0px;" />For small business owners, hiring and managing employees can be a rewarding but stressful part of the job. During uncertain times, maybe you need extra help but are thinking twice about committing to an official employee. So when should you hire, and when might an independent contractor or outsourcing company be a better fit? Here are some tips to guide that decision.<br clear="both" /><a href="https://directionalbenefits.com/blog/business-insurance-outsourcing-vs-hiring" class="cont_reading cont_reading_pad">Continue Reading...</a>]]></content:encoded><category><![CDATA[business insurance]]></category> <category><![CDATA[business interruption]]></category> <category><![CDATA[business management]]></category> <category><![CDATA[business owners policy]]></category> <category><![CDATA[business safety]]></category> <category><![CDATA[employee retention]]></category> <category><![CDATA[new business]]></category> </item><item><title><![CDATA[Insurance Coverage for Outbuildings]]></title> <link>https://directionalbenefits.com/blog/outbuilding-insurance-coverage</link> <guid>https://directionalbenefits.com/blog/outbuilding-insurance-coverage</guid> <comments>https://directionalbenefits.com/blog/outbuilding-insurance-coverage#comments</comments> <description><![CDATA[There are many reasons you might have additional buildings or structures on your property. Often, these buildings will be covered by your homeowner's insurance. But in some cases, it makes sense to buy more or different coverage for these buildings or what's inside. Here's everything you need to know about insuring other structures on your property.Continue ]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-outbuilding-insurance.jpg" alt="For Homeowners: Outbuildings Coverage Explained" style="float:right;margin-left:10px;margin-bottom:5px;border:0px;" />There are many reasons you might have additional buildings or structures on your property. Often, these buildings will be covered by your homeowner's insurance. But in some cases, it makes sense to buy more or different coverage for these buildings or what's inside. Here's everything you need to know about insuring other structures on your property.<br clear="both" /><a href="https://directionalbenefits.com/blog/outbuilding-insurance-coverage" class="cont_reading cont_reading_pad">Continue Reading...</a>]]></content:encoded><category><![CDATA[home insurance]]></category> </item><item><title><![CDATA[Safe Driving Tips]]></title> <link>https://directionalbenefits.com/blog/safe-driving-tips-1</link> <guid>https://directionalbenefits.com/blog/safe-driving-tips-1</guid> <comments>https://directionalbenefits.com/blog/safe-driving-tips-1#comments</comments> <description><![CDATA[According to the National Safety Council, someone is killed in a car accident every 15 minutes, and many more are injured each day. Car accidents remain a leading cause of death in the U.S. year after year, and yet, reducing our risk on the road isn't something most of us think about once we've passed the exam and joined the ranks of everyday drivers. Here a]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-safe-driving-tips-1.jpg" alt="Safe Driving Tips" style="float:right;margin-left:10px;margin-bottom:5px;border:0px;" />According to the National Safety Council, someone is killed in a car accident every 15 minutes, and many more are injured each day. Car accidents remain a leading cause of death in the U.S. year after year, and yet, reducing our risk on the road isn't something most of us think about once we've passed the exam and joined the ranks of everyday drivers. Here are some basics to review to make sure that you're doing your part to be a responsible driver, and to protect yourself and your community.<br clear="both" /><a href="https://directionalbenefits.com/blog/safe-driving-tips-1" class="cont_reading cont_reading_pad">Continue Reading...</a>]]></content:encoded><category><![CDATA[automotive]]></category> <category><![CDATA[business auto]]></category> <category><![CDATA[car insurance]]></category> <category><![CDATA[car safety]]></category> <category><![CDATA[driving safety]]></category> <category><![CDATA[family safety]]></category> </item><item><title><![CDATA[Top 10 Most Expensive Cars to Insure]]></title> <link>https://directionalbenefits.com/blog/top-10-most-expensive-cars-to-insure</link> <guid>https://directionalbenefits.com/blog/top-10-most-expensive-cars-to-insure</guid> <comments>https://directionalbenefits.com/blog/top-10-most-expensive-cars-to-insure#comments</comments> <description><![CDATA[Spring is fast approaching and for some drivers that means it's time to shop for a new car. The following cars are rated as the top ten most expensive cars to insure. However, at the end of the day, several factors affect your car insurance premium, not just the price tag on your dream vehicle.Continue Reading...]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-purchasing-a-new-car-insurance-costs.jpg" alt="Top 10 Most Expensive Cars to Insure" style="float:right;margin-left:10px;margin-bottom:5px;border:0px;" />Spring is fast approaching and for some drivers that means it's time to shop for a new car. The following cars are rated as the top ten most expensive cars to insure. However, at the end of the day, several factors affect your car insurance premium, not just the price tag on your dream vehicle.<br clear="both" /><a href="https://directionalbenefits.com/blog/top-10-most-expensive-cars-to-insure" class="cont_reading cont_reading_pad">Continue Reading...</a>]]></content:encoded><category><![CDATA[automobile]]></category> <category><![CDATA[car insurance]]></category> </item><item><title><![CDATA[Wildlife &amp; Car Collisions]]></title> <link>https://directionalbenefits.com/blog/car-accidents-with-wildlife</link> <guid>https://directionalbenefits.com/blog/car-accidents-with-wildlife</guid> <comments>https://directionalbenefits.com/blog/car-accidents-with-wildlife#comments</comments> <description><![CDATA[The Federal Highway Administration database claims that the total number of reported collisions in the U.S. are around 300,000 per year, with many more going unreported for various reasons. Colliding with an animal is a traumatizing experience for all involved, and it's important that every driver knows what to do when it does. Here are some tips to avoid hi]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-deer-in-headlights.jpg" alt="Wildlife &amp; Car Collisions" style="float:right;margin-left:10px;margin-bottom:5px;border:0px;" />The Federal Highway Administration database claims that the total number of reported collisions in the U.S. are around 300,000 per year, with many more going unreported for various reasons. Colliding with an animal is a traumatizing experience for all involved, and it's important that every driver knows what to do when it does. Here are some tips to avoid hitting animals in the first place, and how you should handle it if you do.<br clear="both" /><a href="https://directionalbenefits.com/blog/car-accidents-with-wildlife" class="cont_reading cont_reading_pad">Continue Reading...</a>]]></content:encoded><category><![CDATA[automotive]]></category> <category><![CDATA[business auto]]></category> <category><![CDATA[car insurance]]></category> <category><![CDATA[car safety]]></category> <category><![CDATA[collision]]></category> <category><![CDATA[driving safety]]></category> </item><item><title><![CDATA[Protecting Your Hearing in a Digital World]]></title> <link>https://directionalbenefits.com/blog/protecting-your-hearing-in-a-digital-world</link> <guid>https://directionalbenefits.com/blog/protecting-your-hearing-in-a-digital-world</guid> <comments>https://directionalbenefits.com/blog/protecting-your-hearing-in-a-digital-world#comments</comments> <description><![CDATA[Most of the modern world is plugged in these days to smartphones, ipads and laptops, among other things. And many of us complete the loop by coaxing earbuds into our ears, turning up the sound to shut the world out, even just for a minute. But this practice, along with the increased amount of dangerous noise present in the modern world, is causing epidemic l]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-digital-hearing-loss.jpg" alt="Digital Hearing Aid" style="float:right;margin-left:10px;margin-bottom:5px;border:0px;" />Most of the modern world is plugged in these days to smartphones, ipads and laptops, among other things. And many of us complete the loop by coaxing earbuds into our ears, turning up the sound to shut the world out, even just for a minute. But this practice, along with the increased amount of dangerous noise present in the modern world, is causing epidemic levels of early hearing loss in children, adults and teens. Read on to find out what you can do:<br clear="both" /><a href="https://directionalbenefits.com/blog/protecting-your-hearing-in-a-digital-world" class="cont_reading cont_reading_pad">Continue Reading...</a>]]></content:encoded><category><![CDATA[family safety]]></category> <category><![CDATA[health]]></category> <category><![CDATA[health insurance]]></category> <category><![CDATA[healthy living]]></category> <category><![CDATA[prevention]]></category> </item> </channel></rss>